Collateral
Current value, condition, location and marketability.
Hard Money & Private Credit
Commercial hard money loans with speed and flexibility.
Asset-based commercial real estate financing for acquisitions, refinances, renovations and other time-sensitive opportunities.
The role of hard money
Financing built around the collateral and the plan.
Hard money loans are generally underwritten with greater emphasis on the property’s value, the borrower’s equity and a credible exit strategy. They can provide an alternative when a bank cannot meet the timing, asset condition or complexity of a transaction.
Because this capital is designed for speed and flexibility, pricing and fees are typically higher than conventional financing. The right question is whether the structure creates enough certainty and time to execute the business plan.
Program snapshot
Commercial hard money parameters.
Loan size$1MM–$50MM+
LeverageUp to 75% LTV
Term1–3 years
ClosingTypically 2–4 weeks
What we evaluate
Five elements of a financeable request.
Equity
Borrower capital invested and remaining contribution.
Experience
Track record relevant to the proposed business plan.
Use of funds
A clear and supportable sources-and-uses structure.
Exit strategy
A credible path to refinance, sale or repayment.
Need a fast financing solution?
Let’s discuss your next project.
Send us a concise deal summary and supporting materials. We’ll review the opportunity and help identify the next step.